Fixed deposit interest rates in July 2025 remain attractive, with small finance banks offering up to 8.50%, while major banks like SBI and HDFC prioritise safety and steady returns.

The Mortgage Bankers Association predicts that mortgage rates won't change much over the next three months. The trade association forecasts that the 30-year mortgage will average 6.8% from July through September, about the same as the average from April through June.